How much will my insurance go up after a DUI in Florida?

To be honest you insurance rate will probably go up substantially after a DUI in Florida.  The State of Florida requires individuals that have been convicted of a DUI to carry liability limits of 100/300/50.  This translates into $100,000 per person and $300,000 per accident for bodily injury coverage and $50,000 in property damage coverage.  The State of Florida now considers you high risk and they will make you carry these high coverages in case you were to injure someone or cause property damage.  They also make you purchase the FR44 filing to certify that you have the required coverage.  The State of Florida also requires these policies to be paid in full for six months at a time.  They want to make sure that if they are going to issue you a drivers license that your insurance will not cancel for non-payment.  The rate of your insurance will vary greatly depending on where you live due to these high coverage requirements.  High bodily injury limits can get expensive in bigger cities.  If you live in a smaller city you might not see as high of an increase.  You insurance rate after a DUI will also depend a lot on what else is on your driving record in the past three years.  If you have additional at-fault accidents, claims, and tickets this can raise your rate even more.  It is also important to remember that insurance rates are also determined by your credit rating.  Individuals with better credit history often get a better rate.  The DUI  conviction will fall off of your insurance record after three years.  When the DUI comes off and the FR44 is no longer required you can reduce your limits back down to your choosing.  If you have any questions or would like a quote please feel free to give our office a call or request a quote below.


Why choose us for your insurance after a DUI in Florida?

Experience –  We have become experts in providing insurance to individuals that have had a DUI and have helped thousands of people all across the State of Florida.

Technology – Our agency uses one of the most advanced customer service platforms in the industry.  We automatically quote your insurance every six months to make sure that we are providing you with the best rate possible.  We also use electronic signatures so you can request a quote and purchase your insurance from any computer or smartphone without ever stepping foot in our office.

Statewide coverage – We have five locations throughout the State of Florida and can write you a policy no matter where you live via the internet.

Customer service – Keeping you happy is our number one priority.  If you have a problem, we will do our best to fix it.

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