How long do you have to carry FR44 insurance in Florida?

Florida FR44 Insurance, DUI Insurance FR44, Florida FR44 Insurance Coverages, FR44 Insurance Filing & Cost, Florida FR44 Filing, FR44 Non-Owners Insurance in Florida, FR44 Insurance Quotes Florida, FR44 Non-Owner Insurance Quote

How long you have to carry the FR44 Filing in Florida?  We get this question a lot here at Staybull Insurance. The FR44 filing is typically required for a three year period from the date of the original suspension of your drivers license.  In some cases the three years starts from the date your are officially convicted of a DUI.  Many people think that it is required for three years from the time that you first purchase your FR44 policy but this is incorrect.  If your DUI occurred over three years ago you may still be required to carry the filing.  The best way to find out exactly how long the FR44 filing is required for your situation is to call the Florida Department of Motor Vehicles.  In most cases you may have better luck contacting your local DMV as the statewide call center is always backed up.  It is important to let your insurance agent know when the FR44 filing is no longer required for you.  The State of Florida does not notify your insurance company when the FR44 filing is no longer required so you may be paying for something you don’t need.  It is also important to note that The State of Florida will not provide any information to your insurance agent other than your FR44 case number.  When the Fr44 filing is no longer required you can remove the filing from your insurance policy and lower your bodily injury coverage back down to reduce the premium.  It is important to be absolutely sure when the filing is no longer required before you remove it.  If you remove the FR44 filing from your policy and it is still required The State of Florida will suspend your drivers license.  If you have any questions about the FR44 filing please feel free to contact our agency.

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