The FR44 filing was created by the State of Florida and is required for individuals that have been convicted of a DUI. The filing itself is attached to your auto policy and certifies that you have purchased the required liability limits of 100/300/50. This translates into $100,000 per person,
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Insurance can be expensive in Florida especially if you have a bad driving record. When you have a bad driving record most insurance companies view you as high risk. Insurance companies can also consider you high risk if you have a lot of claims on your record. Most claims and violations on your record are held against you for a period of three years.
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Named non-owner policies provide bodily injury and property damage coverage to others while you are operating another person’s vehicle. This type of policy is very restrictive and does not cover much so they are typically less expensive than a normal auto policy. Named non-owner policies do not provide any coverage for any vehicle you own or operate on a regular basis.
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