Florida FR44 Non-Owner Insurance

Looking for Florida non-owner FR44 insurance? Staybull Insurance specializes in all types of FR44 insurance, including non-owner policies that fulfill the FR44 requirement for individuals without a vehicle. If you need to get your license back but don’t own a car, a non-owner FR44 policy may be necessary. Our policies provide coverage if you cause bodily injury or property damage to others while driving a vehicle you don’t own. It’s important to note that our non-owner auto insurance policies do not cover physical damage (comprehensive and collision) to any vehicle you own or operate, nor do they include personal injury protection (PIP). However, medical payment coverage may be added in some cases. Our non-owner FR44 policies are typically less expensive than traditional auto policies because they offer less coverage. With access to multiple markets, Staybull Insurance can help you find affordable Florida non-owner FR44 insurance.

Start Quote

What is Non-Owner Auto Insurance? 

If you’re in Florida and don’t own a vehicle, you may still need insurance coverage while driving someone else’s car. That’s where Florida non-owner FR44 insurance comes in. This type of insurance policy provides liability coverage while you’re operating another person’s vehicle. For instance, if you borrow a friend’s car and get into an accident that causes bodily injury or property damage, a non-owners policy with FR44 coverage can protect you from financial liability. It’s important to note that named non-owner policies do not offer coverage for vehicles that you own or regularly operate. However, if you buy a car or operate a specific vehicle on a regular basis, you’ll need to get an FR44 filing on that vehicle. While most non-owner policies don’t include personal injury protection (PIP) coverage, uninsured/under-insured motorist coverage can be added to provide further protection. In Florida, you may be required to have non-owner FR44 insurance if you’ve received a DUI and don’t own a vehicle. This is to ensure that you have coverage in case you injure someone while driving a non-owned vehicle. So, if you’re in this situation, make sure you get the right insurance coverage with Florida non-owner FR44 insurance

Florida FR44 Non-Owner Insurance Highlights  

Electronic Filing  – Your FR44 Filing is electronically submitted to the state within 24 hours.  

FR44 Non-Owner Experience – We have extensive experience with non-owner policies and can provide a quote instantly over the phone.  

Price – Our non-owners policies are usually very affordable. We can help you choose the right coverage options to get you back on the road.

Statewide Coverage – We have five locations throughout the state of Florida and can provide you with a policy no matter where you live. You can request a quote, chat with us, and purchase your FR44 insurance from any computer or smartphone.  

Live Chat – Have some questions about non-owner insurance? Use our live chat feature to chat with a licensed Florida insurance agent today. 

 You can also visit our website dedicated to Florida Non-owners FR44 Insurance for more information.  


Staybull Insurance

1650 NE 26th ST #207
Wilton Manors, FL 33305
Phone: 772-924-0854

Our Carriers

carrier logos

Why Choose Us?

  • Instant Proof Of Insurance
  • Great FR44 Insurance Rates
  • Multiple Carriers
  • Live Chat 
  • Experienced Agents
  • Florida Based
  • Electronic FR44 Filing
  • In Business Over 10 Years!